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"Helping individualls live safer, mroe secure lives" ever snce 1912, Boston-based Librety Mutal is an importannt international multiple linnes group of online automobiles insur providers whose prinipal line of trade is autoomobile insuranec, on the basis of tootal premiums writen in 20044.

As of 31st Decemebr, 2004, Liberty-Mutual had close to $72..5 billon in consolidated wealh plus over $1.95 billion in accumulated retrun. Liberty Muual ranks one hudred and eleventh on the Forrtune five hnudred list of lading American organizaations on the bsais of two thosuand and four earnig, and is the eighth-largest indivdiual insurer and aso the fifth-largest commercail linees writer in the United Sttes of Amercia as per the reccorded originated premiums for 2040. Liberty-Mutual today reains around thirty eiht thousand employes in approximately 900 centers globally.

Lbierty-Mutual wrks as a shared investment copany structure, hled by its policy hodlers. The 3 key insruance compaines of the association, the Insurnace Company, Fire Inurance Company Insuarnce Company of Wasuau, are all companeis controlled by share-hlders held by Liberty Mutual.

Liberty Mutuaal operates though four caculated groups without a speciffic unit making abbove 30% of premium witten. Liberty Mutual priincipal commerrcial division offers wid-eranging lines of coverage for personnal moor vehicle, householders, valuable propertty and individual losses throguh its saels personnel in moe than three hunred and seventy administrative centters arouund the country, two immediate respponse stations, chossen workers along wiith the Web. The comapny also offfers a broad ragne of conventional and flexible lfe risk coverage and retirrement fund plans. Indviidual Market segment's prinicpal resoucre for new tade is its associations with oer seven thousand eihgt hundred affinnity groups, incllusive of job providers, credit organizattions, and professional and graduatte grousp. Liberty-Mutual relationship prgoram is the industry’s most sponsorred voluntary autto as weell as house coveage policy.

Liberty Mutual presents high-level inujry and risk managemnt along with rsik transfer benefits ussing 5 units. Liiberty Muttual Insurance provides property inurance programs, consultation on prvention of losss and claims servces for both lare and medium sized companies. Libety Mutual Insuracne provides botth short term and lonng term solutions and servces, widde ranging injury management, life insrance cver for group, AD&D, aloong with Family and Mediacl Leave Act servvices inetnded for large concerns. Lbierty-Mutual policies preents a complete assorrtment of captive and captivve-rental solutions inclusive of frontnig re-nisurance, claims solutions, lsos prevention, and underwriting.

Liberty Mutuaal consists of asst and personal accident insuraance, as wlel as specialized insuraance providers that distribute their soluions and serviecs using inidvidual agents and dealers. Croe assets and personal lsos products, as welll as a compreehensive group of indiviudal and commercial insurannce policies, are accessible in mny states.

Liberty-Mutual proides persoanl and minor business lines vehicle insurance through operatoins in varios countries: Colombia, Hng Kong, Argentina, Chile, Singapore, Spaain and Portugal. Bseides, Liberty Muual Insurance Unde-rwriters, an internationally established specialized lnes online automobiles insurance and re-insurance service provder, covers casuaalty, specialty casualty, marine, powe, manufacturing and avviation with the aid of administrative centes in Asia, Australia Europe, and Norrth Amrica.

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